United American Insurance Company is one of the leading insurance companies in the country today and it provides excellent insurance coverage to its policy holders as well as top notch services. One of those services includes eServices.

eServices, as provided by the United American Insurance Company, is a service that is provided to policyholders of United American with the use of the Internet. Policyholders can check their account information 24 hours a day, seven days a week with the eServices offered by the United American Insurance Company.

Policyholders can do the following:

• review policy details
• check claiming status
• enroll in automatic bank draft services
• update the policy mailing address

The United American Insurance Company offers quality to all of its clients across the country. We here at the United American Insurance Company will never sacrifice product integrity for the benefit of the price.

We offer four areas of excellent quality services to our clients. Those four areas offered by the United American Insurance Company are:

Guaranteed Renewability: Policies from this company will never be canceled or nonrenewed as long as the customer’s premiums are paid on time.

Flexible Benefits: The customer can choose the benefits and amount of coverage available to them from UAIC.

Freedom of Choice: Policy holders of UAIC are free to visit any hospital or doctor they wish to visit.

Portability: Each plan with UAIC is individually written. This means that the plans travel with the policy holder wherever they may go.

We here at United American Insurance Company offer a plethora of services to our customers across the country.

Our services include but are not limited to:

• Health Insurance
• Life Insurance
• Cancer/Critical Illness Insurance
• Medicare Supplement
• Medicare Part D plans
• Group Retiree Plans

United American Insurance Company also offers its customers 24/7 eService to its customers to answer questions about their policy or their claims.

United American Insurance Company was founded in 1947 and has been serving their customers for the past six decades in the field of health and accident insurance. We operate in 49 states the District of Columbia, and Canada.

The company first originated in Texas but has since grown to incredible numbers.

The United American Insurance Company offers a wide range of different products for companies with at least 25 employees. One of their popular products is Worksite Marketing.

Worksite Marketing has meaningful benefits, proven marketing methods, comprehensive administration and exceptional customer service in its package offered by the United American Insurance Company.

Worksite Marketing offers medicare supplement, under age 65 health, life, cancer, critical illness, accidental death and dismemberment, medicare part D; competitive rates, participants can choose their own doctors and hospitals and the program is designed to meet the specifications and needs of the policy holder.

The United American Insurance Company offers more than five decades of experience, state of the art marketing skills, and a long tradition of serving organizations and their members.

United American Insurance Company and its affiliated companies help employees, labor unions, organizations, and associations provide their member retirees and current employees with quality health and life insurance coverage (minimum 25 lives).

Meaningful Benefits
•  Quality Products:  Medicare Supplement, Under age 65 Health,
Life, Cancer, Critical Illness, Accidental Death & Dismemberment,
Medicare Part D (Policy Forms)
•    Competitive rates
•    Participants can choose their own doctors and hospitals
•    Program designed to meet your specifications and needs

Proven Marketing Methods
•     More than five decades of experience
•     State-of-the-art direct marketing capabilities
•     Long tradition of serving organizations and their members

Comprehensive Administration
•     In-house customer service and claims administration

Exceptional Customer Service
•     Toll-free 800 number for customers
•     Automatic claims delivery service for Medicare Supplement clients
•     Fast issue of certificates and policies
For information on these products, call 1-800-353-6926.

More about United American Insurance Company.

If you are in sales, you can probably sell anything – widgets, vacuums, clothing, or cars. So why not sell a product that can help your customers and make you successful as well.
United American offers a unique opportunity to those who want to meet our challenge.

Consider the list below of qualities to lconsider when searching for that “perfect opportunity”. United American offers each and every one of these!

>    Integrity in practice
>    Personal satisfaction (customer truly benefits)
>    Product variety
>    Outstanding advance commissions
>    Direct to consumer “in home” product
>    Production rewards
>    Future potential of market success
>    “Unlimited income” is a reality, not a myth
>    Residual income growth opportunity
>    Limited travel
>    Immediate high income potential
>    Company offers name recognition
>    Proven marketing programs
>    Quality lead programs available
>    Sales Conferences
>    Flexibility (own work hours)
>    Independent contracts
>    Quality websites for up-to-date information
The only degree needed is the degree of desire to succeed.

United American Insurance Company is made up of two divisions – the Branch Office Division and the General Agency Division. These two divisions are the driving force behind our success. To learn more about opportunities in Branch Office or General Agency

Shopping for Cancer / Critical Illness Insurance

When considering the purchase of a supplemental cancer or critical illness policy, you should ask yourself the following questions:

Does your current health plan cover enough?

Many health plans cover medical expenses associated with fighting cancer and critical illness, such as radiation/chemotherapy, surgeon/anesthesiologist fees, or hospital stays. However, a policy should be examined closely to see if it contains provisions for treatment in a specialized center, experimental treatment, cosmetic/reconstructive surgery, and other indirect medical expenses.

Also figure out exactly how much your out-of-pocket coinsurance and deductibles will be with this plan. With your current assets will you be able to afford your share of medical expenses as well as the indirect, nonmedical expenses associated with cancer or critical illness, such as loss of income, travel, or at-home care?

Am I at risk for cancer?

According to American Cancer Society statistics, cancer is the second leading cause of death in the United States, exceeded only by heart disease.

Americans have a 1 in 2 chance of developing cancer. American women have a 1 in 3 chance of developing cancer.

Am I at risk for a critical illness?

According to the American Heart Association, heart disease is the No. 1 killer in the United States. Every 26 seconds, an American dies from a heart attack. One in 3 adults have some form of cardiovascular disease. On average, someone in the U.S. suffers a stroke every 40 seconds. More women then men die of stroke each year.

Critical illness insurance has often been called “Survivor’s Insurance.” Odds are, you will survive. But at what cost? A critical illness policy will give you more money to consider a broader range of treatment options. Regardless of income or age, having a supplemental critical illness policy is a smart plan.

For more About United American Insurance. 

Explaning Medicare Part D

What is Medicare?
Medicare is a United States federal health insurance
program. It is for people age 65 and older and for people
with disabilities.

What is Medicare Part D?
Medicare Part D is a short way of referring to “Medicare
Prescription Drug Coverage.” Medicare Part D is pre-
scription drug insurance for all people with Medicare. It is
voluntary. It became effective January 1, 2006.
This year the deadline to sign up for Medicare Part D
without a financial penalty is May 15, 2006.
Most people who enroll in Medicare Part D will pay a
monthly premium for their drug insurance and a co-pay-
ment when they fill a prescription.

How do I get Medicare Part D?
Private health plans provide Medicare Part D coverage.
There are two ways to get this coverage:
a. You can add a separate Prescription Drug Plan
(PDP) to Medicare. OR you can add a separate
Prescription Drug Plan (PDP) to a Medicare Supple-
mental plan.

What is a Prescription Drug
Plan (PDP)?
Prescription Drug Plans are the insurance plans that offer
the Medicare Part D drug benefit. The plans vary by:
• The prescription drugs that are covered (brand
name drugs will be covered)
• How much you have to pay monthly to be a part of
the plan
• The amount you have to pay out of pocket before
your plan begins (deductible) and
•The pharmacies you can use.
Several options are available to Medicare beneficiaries
in each geographic area (there are 48 PDPs available in
California)
.
Do I need to enroll in Medicare
Part D if I am already enrolled in a
Medicare Advantage (MA-PD) plan?

If you are currently enrolled in a Medicare Advantage Plan,
you might already have Part D coverage through your MA-
PD. Your MA-PD drug benefit will be at least as good as
Medicare Part D. MA-PD plans will vary by:
• Which prescription drugs are covered (brand name
drugs are now covered in these plans)
• The amount of your monthly premiums and co-pay-
ments and
• Which pharmacies can be used.

What happens if I do not enroll in a
Medicare Part D plan?
Medicare Part D is a voluntary program. If you want to en-
roll, you must enroll before May 15, 2006, or you will have
to pay penalties for late enrollment.
If you sign up for Medicare Part D at a later date, your
premium will increase by 1% per month (based on the
national average premium for that year) for every month
you were eligible but did not join. This penalty is a lifetime
penalty. It will be added to your drug plan premium for the
entire time you are enrolled in a Medicare Part D plan.
If you have prescription drug coverage through your previ-
ous employer or union, please see #8. 1. What is Medicare?
Medicare is a United States federal health insurance
program. It is for people age 65 and older and for people
with disabilities.

United American Insurance Company is always looking for good employees and good agents.

Here is how Monster.com describes United American Insurance Company.

Since 1947, United American Insurance Company has been meeting the insurance coverage needs of people all across the country. United American has a full line of life, health and other financial needs products, we dedicate ourselves to quality customer care and policyholder satisfaction.

United American has a well-known industry reputation for providing financial stability, quality products and streamlined services to our agents and customers alike. We continue to receive an A+ Superior rating from A.M. Best Company.

United American generates thousands of hot prospect leads every week from a variety of sources giving our agents unlimited earning potential and advancement opportunities. We provide full training and many incentives. We have local offices nationwide and are continually looking to expand into new areas.

United American is a wholly-owned subsidiary of the Torchmark Corporation, a publicly traded, diversified insurance and financial services holding company. Its total assets exceed $12.8 billion and its shareholders’ equity is more than $2.9 billion (as of 02/04). Torchmark common stock is traded on the New York Stock Exchange (TMK) and is included in the Standard & Poor’s 500 Index. The corporation’s stability and strong management skills have resulted in 46 consecutive years of increased dividends and earnings.

When an insurance company is able to make quality medical insurance affordable ,  customers notice.  Here are some examples of what they are saying:

Policyholder Testimonials from UAIC website (www.unitedamerican.com

An outpouring of appreciation is usually a good indicator of the kind of job you’re doing.  Read what our policyholders have to say about UA’s commitment to quality and service . . .

Part D Fits the Bill

“My husband and I are both retired. We are very pleased with your Rx plan. As Seniors, we really depend on your plan. Living on a fixed income with soaring energy costs, health concerns, and cuts in Medicare, we feel fortunate to have a workable, affordable, and helpful prescription plan!”

Gloria and Tom B., IA

United American Has Done So Much

“May I express deep and sincere thanks for your wonderful service to me! As a survivor of not just one, but two brain tumors since 1997, I have a peace of mind in my heart for the care I received. Having the assurance of United American Insurance, I am living today, able to walk, talk, dine, hug my children and grandchildren plus great grandchildren!

I can once again drive my car to church, grocers, and, oh yes – doctors.

Your Agent called upon me to tell me about United American. I had been widowed just the year before and this was an answer to a prayer. I never feel reluctant in mailing my premium. Please accept my sincere thanks that you serve in such a magnificent manner.

I am 84 years old and have confidence in you. I am sincerely a fan of United American Insurance Company.”

Doris S., FL